Travel insurance

EF encourages all of our travelers to get adequate coverage when traveling abroad. We offer a plan that provides comprehensive protection should something unexpected happen before or during your tour. In the event of an emergency, you will have 24-hour access to our English-speaking emergency service, no matter where you may be.

EF's all-inclusive insurance plan includes:

Medical and accident insurance
Coverage of up to $35,000 for hospital bills, doctors’ fees and medical transportation for illnesses or injury while on tour, as well as travel and accommodation expenses for a family member to be with you while hospitalized in the event of a life-threatening illness.

Tour cancellation and interruption insurance
A refund of the program fee if you need to cancel or interrupt your tour due to a family emergency, serious injury or illness requiring hospitalization, financial hardship due to unexpected job loss, jury duty, military call to active duty, or severe damage to home.

Baggage and property insurance
Coverage for baggage, cash, airline tickets, travel documents, and valuable property in cases of theft or delay, including emergency on-tour cash reimbursement of up to $300 within 24 hours of a theft.

24-hour emergency assistance
Round-the-clock handling of claims and assistance from English-speaking insurance representatives during your tour.

These insurances are underwritten by Efekta Insurance International Ltd., F.B. Perry Building, 40 Church Street, P.O. Box HM 2062, Hamilton HM HX, Bermuda, through a Master Policy issued to EF Cultural Travel Ltd., registration # 35879. The information above is a summary. For complete terms, conditions, and exclusions, please refer to the Master Policy, which may be obtained by calling EF at 1-800-665-5364. The Efekta Travel Insurance policy shall always be secondary to all other policies of insurance.